Take control of growth with chapa.
Unified payments built for every business
Accept payments from cards, mobile money, and bank transfers. One integration, every channel, every customer.
Trusted by various businesses across the globe.
PRODUCTS
Everything in one platform
Chapa's suite of payment products covers every channel and use case from online checkout to in-person QR, from fundraising to enterprise transfers.
Payment Links
Create and share payment links to collect money online without building a checkout page.
Chapa Checkout
Embed a seamless checkout on your website and accept cards, mobile money, and bank transfers.
QR Payments
Let customers scan and pay in-store with dynamic QR codes linked to your Chapa account.
Chapa Events
Sell tickets and manage event payments with real-time sales tracking and payouts.
Donations
Accept one-time and recurring donations with branded pages and instant settlement.
Chapa Radar
Detect and block fraudulent transactions in real time with AI-powered risk scoring and custom rules.
They depend on you.
We're here for you.
With a little support from Xcrosscash, you can keep showing up for the ones who matter most.
Terms and Condition Apply
Get Started
Up and running in minutes
Three steps to accepting payments, no lengthy onboarding or complex setup required.
01
Create your account
Create your account in minutes and get instant access to a test dashboard. Submit your business documents and our compliance team will verify your account.
02
Integrate once
Drop in our API, SDK, or hosted checkout. Works with any stack, React, Python, PHP, and more. Comprehensive docs and sandbox included.
03
Start collecting payments
Accept cards, mobile money, and bank transfers from day one. Real-time dashboards and scheduled payouts to your account.
AI-powered insights and fraud protection
Take control of growth with real-time analytics, AI recommendations, and adaptive fraud detection. Know what is working, block what is not.
Chapa Insights
Chapa Radar
initialize_payment.js
const response = await fetch( "https://api.chapa.global/v2/payments/hosted", { method: "POST", headers: { "Authorization": "Bearer CHAPA_TEST_xxxxxxxxxxxxx", "Content-Type": "application/json", }, body: JSON.stringify({ amount: 100, currency: "ETB", customer: { email: "abebe@chapa.co" }, }), } ); const data = await response.json(); // data.checkout_url — redirect customer here
Ship payments in minutes, not days
One integration, every payment method. Chapa's developer-friendly API lets you go live fast with webhooks, test environments, inline JS, and SDKs for every major platform.
REST API
Webhooks
SDKs
Test Mode
Inline JS
Solutions
Built for businesses at every stage
Take control of growth with real-time analytics, AI recommendations, and adaptive fraud detection. Know what is working, block what is not.
Accept global payments online
From anywhere in the world with payment solutions built to fit your business. Offer your customers the payment methods they prefer, streamline checkout, and manage everything from one place.
15+ payment methods in one integration
Cards, bank transfers, and mobile money
25+ currency support
Smart routing and retries for better approval rates
What our customers say
“
Hailemelekot Mamo
Managing Director at Ethiopian Airlines
At Ethiopian Airlines, we believe that integrating Chapa's platform to our service will bring yet other digital features to our customer experience such as direct bank integrations and real-time transaction monitoring and other benefits which will allow our passengers to complete their purchases through various digital channels with greater ease, speed, and confidence.
Your payments are protected
Chapa is built with industry-standard security at every layer. Trusted by businesses across Africa.
PCI DSS Level 1
Chapa follows PCI DSS aligned controls to protect cardholder data across the payment flow, including secure handling and access controls.
ISO/IEC 27001 Approach
Built with an ISO/IEC 27001 aligned security management approach using structured policies, continuous risk management, and regular security reviews.
AI Fraud Detection
Chapa Radar uses machine learning to detect anomalies in real time, blocking suspicious transactions before they impact your revenue.
READY TO START?
Create your own account instantly, or contact our sales team to help you create a custom package tailored specifically for your business.
